• Serving New York State • No-cost, no-obligation reviews
Schedule a No-Cost Review

Terms of Service

  • Home
  • Terms of Service

Last updated: August 4, 2026

These Terms of Service ("Terms") govern your use of the website at www.schenkinsurance.com (the "Site"), operated by Schenk Insurance Agency LLC ("Schenk Insurance Agency," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of the Site by, any third party. You may not attempt to gain unauthorized access to any part of the Site, its servers, or any connected systems.

No Insurance Advice or Offer

The information on this Site is provided for general educational purposes only. It is not insurance, legal, tax, or financial advice, and it is not an offer or solicitation to buy any specific insurance product. Coverage options, eligibility, benefits, and costs depend on your individual situation and on the terms of the plans available in your area. Nothing on the Site creates an agent-client relationship or binds any coverage.

Services

The Site provides information about Schenk Insurance Agency's guidance for Medicare, individual and family health insurance, and employer benefits across New York State. Availability, plan details, and any recommendations are confirmed only through a direct consultation with a licensed agent.

Inquiries and Reviews

Submitting the contact form or requesting a no-cost review does not create a binding agreement and does not enroll you in any plan. Any application for coverage is completed separately with a licensed agent and the applicable insurance carrier.

Intellectual Property

All content on the Site, including text, graphics, logos, images, and code, is the property of Schenk Insurance Agency LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

Third-Party Links

The Site may contain links to, or embedded content from, third-party websites and services (such as a map of our service area). We are not responsible for the content, policies, or practices of any third-party site.

Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Schenk Insurance Agency LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Site. Nothing in these Terms limits liability that cannot be limited under applicable law.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-law provisions. Any disputes shall be resolved in the state or federal courts located in Erie County, New York.

Changes to These Terms

We may revise these Terms at any time. Changes are effective when posted on this page with an updated "Last updated" date. Your continued use of the Site constitutes acceptance of the revised Terms.

Contact Us